Joy Paterson, Broker | Real Broker Ontario Ltd., Brokerage

Toronto Real Estate Broker, Joy Paterson team member of HADDEN HOMES & Real Broker Ontario Ltd., Brokerage

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Federal Gov Delays Capital Gains Tax Change Until 2026

The federal government has announced a delay in implementing the proposed increase to the capital gains inclusion rate, pushing it back to January 1, 2026. Originally set to take effect on June 25, 2024, the change has been postponed to allow for further adjustments and the introduction of new exemptions aimed at protecting middle-class Canadians […]

Key Changes Coming to Mortgage Rules

The government recently rolled out some key changes to mortgage rules, aimed at making homeownership easier, especially for first-time buyers. Finance Minister Chrystia Freeland announced a couple of updates that could make a big difference: First up, the 30-year mortgage amortization is now available to all first-time homebuyers, not just those buying new builds. Starting […]

GTA Home Sales Jump in Sept: Buyers Get a Break with Lower Rates

Good news for homebuyers in the Greater Toronto Area (GTA)! September saw an increase in home sales, thanks to lower interest rates and more affordable prices. With the market starting to turn in favor of buyers, it’s a great time to consider making a move. According to TRREB President Jennifer Pearce, “As interest rates drop, […]

Market Update: July 2024 – Increased Home Sales, More Choices for Buyers

July 2024 was an active month for the Greater Toronto Area (GTA) real estate market, with home sales rising compared to the same period last year. Buyers in the GTA had even more new listings to choose from, giving them a wider range of options and a bit more negotiating power. This better-supplied market also […]

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Commercial Real Estate: Land and Multi-Family Development Deals

Commercial Real Estate: Land and Multi-Family Development Deals Navigating commercial real estate—whether buying or selling land for development or multi-family properties—requires careful consideration and a solid understanding of the market. Cities like Toronto, Cambridge, Markham, and surrounding areas offer excellent opportunities for investors, developers, and property owners alike. Here’s how you can make the most […]

Buying Real Estate in Toronto: What You Need to Know

Toronto’s real estate market is one of the hottest in Canada, attracting buyers from all walks of life. Whether you’re a first-time homebuyer or looking to invest, navigating this competitive market requires careful planning and insight. As a Toronto realtor, I want to share some tips to help make your property search successful. 1. Understand […]

Discover the Joys of Condo Living in Toronto

As a Realtor in Toronto, I love helping clients find their perfect homes. Whether you’re a first-time buyer, downsizing, or looking for a great investment, condo living has so much to offer. Why You’ll Love Condo Living in Toronto Amazing Locations: Condos in Toronto are often located in prime spots close to work, entertainment, shopping, […]

Toronto Condos | Maintenance Fees

Each month, condos owner pay a maintenance fee. This maintenance fee is a combination of all the costs to run and upkeep the condo split up between the condo owners. Cutting down on services and amenities offered to the residents helps to keep the maintenance fees down. With more and more people becoming cost conscious, we have […]

Using a Realtor VS For Sale By Owner

In the real estate industry we call home owners that market their property for sale on their own FSBO’s or aka For Sale by Owners. The obvious main goal of a FSBO is to save money on real estate commissions. In the past few years we have seen more For Sale By Owners in the Toronto area, especially in the lower price […]

Costs of Buying Real Estate

When buying Toronto Real Estate, it is important to take into consideration the additional costs of the transaction other than the purchase price itself. Put aside some additional cash for the following one time expenses: 1) Lawyer fees – closing fees and title insurance 2) Adjustments – depending on what is in the agreement of […]

What is a Condo Status Certificate?

When purchasing a resale condo unit, the buyer’s offer to purchase is usually conditional upon a few items but one unfamiliar item for first time condo buyers is the lawyer’s review of a status certificate. What is a status certificate you ask? How it works is this – Depending on what is stated in the […]

Condo Apartment or Freehold Home?

As a Realtor, a common question asked by many of my buyer clients is what route to should take; purchase a condo apartment or a freehold home. My answer…well it depends. Condo ownership offers buyers a few advantages over a owning a free hold property with affordability being a key factor. First time buyers especially […]

Toronto Condos | Low Maintenance Fees

Buying a condo essentially means buying into a low maintenance way of living. Condos can be an affordable and stress free way to live as each month the owner pays a maintenance fee to cover certain common costs of the building. While having a low maintenance fee is ideal there are other factors to consider […]

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